Kansas City · VA home buyers · MoJo Real Estate Team
Your VA benefit is powerful. Brand recognition is not a rate quote. MoJo helps eligible veterans and service members search, negotiate, and close in Kansas and Missouri — while Ashley Jones at First State Bank Mortgage (NMLS 1739681) handles lender review. Education first. No promised rates. No sugar-coating.
VA-backed loans come through private lenders, not directly through VA — and lenders offer different rates and fees. This site keeps the roles clear on every key page.
Search, showings, negotiations, inspections, and closing coordination in Kansas and Missouri. MoJo is not a lender and does not set rates or approve loans.
Ashley Jones (NMLS 1739681), First State Bank Mortgage, reviews VA purchase and refinance scenarios. Loans subject to approval, licensing, and underwriting. No promised rates.
Preferred lender review partner for this VA education site. Start with a clear Loan Estimate comparison — not a headline rate.
Start Ashley’s FSB application Email Ashley
Apply via Ashley’s FSB profile/portal at ajones.fsbfinancial.com. If the portal is unavailable, email [email protected] or call (816) 872-6348. You may also start from fsbmortgage.com.
First State Bank Mortgage is a division of First State Bank of St. Charles, MO, NMLS ID: 416668. Equal Housing Lender. Authorized to lend in all 50 states. Not a loan commitment. All loans subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions can change without notice. Restrictions may apply.
MoJo has agents who served in the U.S. Marine Corps and U.S. Navy. Their perspective shapes the real estate side: timing, condition, financing clarity, and writing a VA offer sellers can understand.
USMC
Dave served in the U.S. Marine Corps from 2000 to 2008 as an 0352 TOW Gunner and deployed to Iraq in 2005 (OIF III). On the real estate side, he helps VA buyers understand financing clarity, offer strategy, and timelines.
USN
Curt served four years on active duty in the U.S. Navy and reached Second Class Petty Officer (E-5). He brings that attention-to-detail mindset to property condition, offer risk, and how eligible zero-down VA financing may fit a plan.
USN
Chris served eight years on active duty in the U.S. Navy (E-5), including VP-1 in Hawaii, Navy Seabees in Coronado, and multiple detachments. He pushes buyers to secure the COE early so lender review and offer strategy start with fewer friction points.
Veteran agents are featured for real estate representation context only. Lending questions go to Ashley Jones / FSB.
MoJo helps you search and negotiate on the Kansas or Missouri side while Ashley reviews VA lending options.
KC areas →Ashley / FSB can review mortgage options in all 50 states (subject to licensing and underwriting). MoJo representation is focused on KS/MO — use a properly licensed local agent elsewhere.
Lender review →COE timing, funding-fee questions, lender comparison, property condition, and metro offer strategy for PCS moves.
PCS guide →MoJo for KS/MO representation. Ashley for lender review. Straight answers — no rate hype.
(816) 268-6068