Entitlement
With full entitlement, VA says there is generally no VA loan limit — but the appraisal, lender approval, and your income/credit still matter. With remaining entitlement, county loan limits matter.
For 2026, FHFA set the baseline one-unit conforming loan limit at $832,750, with higher limits in certain counties. That figure is a conforming-limit reference used when remaining entitlement calculations apply — it is not a promise that every buyer can borrow that amount.
Ashley calculates entitlement impact on your scenario. MoJo helps you shop homes in a realistic price band for KS/MO.
Search, showings, negotiations, inspections, and closing coordination in Kansas and Missouri. MoJo is not a lender and does not set rates or approve loans.
Ashley Jones (NMLS 1739681), First State Bank Mortgage, reviews VA purchase and refinance scenarios. Loans subject to approval, licensing, and underwriting. No promised rates.
Start Ashley’s FSB application
First State Bank Mortgage is a division of First State Bank of St. Charles, MO, NMLS ID: 416668. Equal Housing Lender. Authorized to lend in all 50 states. Not a loan commitment. All loans subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions can change without notice. Restrictions may apply.
MoJo for KS/MO representation. Ashley for lender review. Straight answers — no rate hype.
(816) 268-6068