(816) 268-6068

Process

How lender review works

Application, documentation, Loan Estimate, underwriting, conditions, clear-to-close. MoJo runs parallel on the house.

  1. Talk roles. MoJo = contract/house. Ashley = loan.
  2. Apply / disclose. Start Ashley’s FSB application and provide requested docs.
  3. COE & entitlement. Confirm eligibility early.
  4. Loan Estimate. Compare against other lenders if you choose.
  5. Property under contract. Appraisal/MPR + your inspection.
  6. Conditions. Answer underwriting requests quickly — PCS calendars are unforgiving.

MoJo = real estate (KS/MO)

Search, showings, negotiations, inspections, and closing coordination in Kansas and Missouri. MoJo is not a lender and does not set rates or approve loans.

Ashley / FSB = lender review

Ashley Jones (NMLS 1739681), First State Bank Mortgage, reviews VA purchase and refinance scenarios. Loans subject to approval, licensing, and underwriting. No promised rates.

Lender review: Ashley Jones, FSB

NMLS 1739681 · (816) 872-6348 · [email protected]

Start Ashley’s FSB application

First State Bank Mortgage is a division of First State Bank of St. Charles, MO, NMLS ID: 416668. Equal Housing Lender. Authorized to lend in all 50 states. Not a loan commitment. All loans subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions can change without notice. Restrictions may apply.

Ready to talk VA buying in Kansas City?

MoJo for KS/MO representation. Ashley for lender review. Straight answers — no rate hype.

(816) 268-6068
Contact MoJo Start Ashley’s FSB application